Firm fined £30k after charging clients to fund its loan repayments

first_imgA Yorkshire firm which did not tell clients they were helping to fund loan repayments has been fined more than £30,000.The SRA said it had reached a regulatory settlement agreement with Doncaster-based Taylor Bracewell Law Limited after misconduct involving some 2,225 clients.It was outlined in the agreement that Taylor Bracewell Law Limited had borrowed £60,000 to buy a new case management system which was installed in 2018. As part of the commercial loan agreement with Property Search Group, the firm agreed to order conveyancing searches from it for all conveyancing transactions it was handling, until the loan was repaid.Each client was charged £193 for the search pack, which included a loan repayment contribution of £18. The firm did not tell clients that the fee they were paying for searches included this contribution. Over more than two years, the clients paid a total of £40,050 through these levies.The firm stopped charging clients the loan repayment contribution in October 2019 and returned all monies to client accounts earlier this year.The firm admitted not treating its clients fairly and failing to behave in a way that maintains public trust. In mitigation, it put forward that allegations of misconduct were accepted at the earliest opportunity, the firm has returned the loan repayment contributions and it has co-operated with the SRA’s investigation.The regulator found this issue affected a large number of clients over a long period of time, when the firm had direct control over the charging issue.Based on the Taylor Bracewell’s annual turnover of almost £3m, the SRA considered that a basic penalty of £38,175 was appropriate and acted as a ‘credible deterrent’ to the firm and others. This was reduced to £30,540 based on the firm’s early admissions and co-operation with the investigation.Taylor Bracewell will also pay £1,350.last_img read more

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Dumfries Midsteeple Quarter – Phase 2 Plans Go On Show

first_imgAddThis Sharing ButtonsShare to FacebookFacebookFacebookShare to TwitterTwitterTwitterShare to LinkedInLinkedInLinkedInThe Dumfries and Galloway community is invited to an exhibition and information event for the next phase of the Midsteeple Quarter project for Dumfries town centre. Midsteeple Quarter are a community led regeneration initiative by people of Dumfries to create a new high street, with a mixture of retail, enterprise, social, leisure and housing.Midsteeple Quarter have been working closely with architects and planners to come up with exciting ideas, but still stay true to the historical character of Dumfries and make a town centre fit for generations to come.At the exhibition people will see the architect’s vision for the High Street, with research information gathered about the heritage of Dumfries and what their ideas have been inspired by. Features include high quality housing available at affordable rents, sustainable retail space suited to new local enterprise businesses, spaces for the community and flexible working.The purpose of the exhibition is to show the feasibility study for the next phase of the project and get feedback from local people which will be used to further refine the ideas and be included as evidence in funding applications to raise the money to implement these plans.Scott Mackay, Chair of The Midsteeple Quarter Board, commented: “This is an important opportunity for the community to have their say in the vision for MSQ and the future of the High Street. We look forward to presenting our ideas and listening to what the people have to say. Everyone is welcome!”People ideas and opinions have been at the core of Midsteeple Quarter from the get-go. Its really important that people come out and share their views about this exciting next stage. Midsteeple Quarter are keen to hear people’s ideas and opinions. It’s important that the community has a voice there is so much knowledge and experience locally, and this is what the vision needs to be based upon.Even if you’ve not been involved in the project before, this is your chance to find out about one of the most exciting things happening in our town. The exhibition will be open to the public on Thursday 10th October from 6pm until 8pm and Saturday 12th October 11am until 4pm at The Oven, 135-137 High Street, Dumfries. More information on the Midsteeple Quarter website: www.midsteeplequarter.org.last_img read more

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DAIC, DYBT and the Clinton Foundation Partners to Support Businesses in Managing their Online Content and Social Media During a Crisis

first_img Sharing is caring! 50 Views   no discussions BusinessCoronavirusLocalNews DAIC, DYBT and the Clinton Foundation Partners to Support Businesses in Managing their Online Content and Social Media During a Crisis by: – April 20, 2020 Tweet Sharecenter_img Share Share  Roseau, April 17, 2020 –The Dominica Association of Industry and Commerce (DAIC) in partnership with Dominica Youth Business Trust (DYBT), the IOM International Development Fund, and the Clinton Foundation, hosted the second episode of the Distinguished Speaker Series on Wednesday April 8th at 2:30 PM to 3:30 PM. Director of Marketing at the Clinton Foundation, Francesca Ernst Khan shared insights and best practices for managing the online content and social media in a crisis with several small businesses who attended the session.Ms. Khan emphasized that during a crisis, it is important to maintain a meaningful connection with current and potential customers of the business. The success of this is enhanced with a good communication plan to keep focused on what is important to the customers and what needs to be achieved in successfully communicating with them. In creating a good communication plan, it is necessary to consider the audience, goals, trends, message, content, and success factors.Ms. Khan also shared useful digital platforms for communicating with clients, which include but are not limited to Facebook, Instagram, Twitter, LinkedIn, Blog and E-mail. It was highlighted that success is increased when businesses understand the platforms used by their target market in order to determine the most appropriate platforms.   Additionally, a few helpful tools for creating content online to enhance visibility on the previously mentioned platforms are Hootsuite, Canva, Mailchimp, SlidesGo, Medium and Hubspot.Additionally, businesses were encouraged to lead by providing facts via their social media platforms which establishes accuracy and credibility. This must be done in a consistent manner while being responsive to the feedback provided.The Partners express gratitude to all the businesses who participated in this well attended session. Moreover, the Partners have indicated that additional support will be provided for businesses in order to understand how to navigate the tools recommended for greater success in communicating with customers.  For additional information on this support, the DAIC can be contacted at chamber.daic@gmail.com or 1(767) 235-1962.last_img read more

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More than 50 vendors, bounce house at Farmington Farmers Market

first_img admin Share this:Click to share on Twitter (Opens in new window)Click to share on Facebook (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Pinterest (Opens in new window) The biggest Farmington Farmers and Artisans Market of the season opens at 9 a.m. today with more than 50 vendors and special activities for kids.The morning begins with a pancake breakfast hosted by the Farmington Area Jaycees, from 8:30 a.m. to 10:30 a.m. Kids can take part in “straw scambles” at 11 a.m., 12 p.m., and 1 p.m., and singer Dan Goree will perform starting at 10 a.m. Look for a bounce house, face painter, a caricaturist, and balloon artist as well.The Market is located in the Walter E. Sundquist Farmington Pavilion and Riley Park in downtown Farmington. Learn more at farmingtonfarmersmarket.com. Reported bylast_img read more

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Calculus Capital Announces £2.4 million Investment in Blu Wireless

first_imgCalculus Capital’s investment supplements the recent funding round that included ARM, the UK semiconductor IP company that was acquired in 2016 by SoftBank. The investment will enable BWT to accelerate the design and development of its core wireless technologies.Semiconductor manufacturers use Blu Wireless technology, alongside ARM processors, to build networking chips that allow for high bandwidth and low latency data transfer. These chips are then used in internet-enabled devices and data networks.Blu Wireless technology already plays an important role in the creation and roll-out of the next generation of high-speed internet and wireless-enabled systems, ranging from virtual reality headsets and ultra-fast video streaming, through to 5G networks. They are also set to help pave the way for the advent of so-called ‘smart’ cities, in which the real-time collection and analysis of data from urban assets and infrastructure is undertaken to better and more efficiently manage those resources.The company which has many of the world’s leading semiconductor and consumer electronics companies among its customers, will use Calculus’s investment to further grow its software design and development team and recruit additional sales and marketing resource to help expand the company’s client base.Blu Wireless has an experienced executive team currently led by Henry Nurser. Its board includes Pete Magowan, former Executive Vice President of ARM, and its advisory board includes ARM’s founder CEO and former Chairman, Sir Robin Saxby. It was founded in 2009 and currently employs around 60 people in Bristol, as well as staff in sales offices in North America, China and Japan.The backing from Calculus and other institutional and private investors, alongside that of ARM, will enable BWT to accelerate the development and wider roll-out of their ultra-fast mmWave wireless technologies and systems. These will ultimately be of great benefits, whether using a lightweight ultra HD virtual reality headset or requiring access to reliable high bandwidth internet on public transport. Calculus Capital, a leading EIS and VCT investor is set to invest £2.4 million as a cornerstone investor in a £6.6 million institutional and private investment round into Blu Wireless Technology (BWT). BWT is working on bringing ultra-fast millimeter Wave (mmWave) wireless technology into homes and businesses through the roll-out of Wi-Gig and 5G networks.last_img read more

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Skyworks’ Front End Solutions Used by Philips in their Connected Lighting Solution for Smart Cities

first_imgSkyworks has announced that its advanced wireless engines are being used by Philips in their CityTouch end-to-end street lighting management platforms. Skyworks’ connectivity solutions provide superior efficiency, extended range and complete network coverage to facilitate seamless communication between Philips’ smart street lamps and cellular base stations. These innovative devices allow city operators to reduce power consumption and support public safety through adaptive scheduling and remote services. Installations of CityTouch have commenced worldwide, fostering more livable and sustainable environments.Local governments are increasingly utilizing Internet of Things (IoT) and artificial intelligence (AI) innovations to overcome fiscal, environmental, security and energy challenges. Skyworks’ robust portfolio of IoT architectures are empowering numerous applications for intelligent city operations spanning smart metering, surveillance systems and responsive traffic signals.According to ABI Research, IoT technology revenues across 12 key smart city verticals are expected to grow from $25 billion in 2017 to $62 billion by 2026. This growth is being driven by a number of factors including the modernization of city infrastructure systems, increasing demand for intelligent, energy-saving street lighting and a growing awareness among consumers and governments worldwide.Select solutions powering Philips’ CityTouch connected lighting platform include a family of MMMB amplifiers, step down regulators and LTE switches. For more information about Skyworks’ leading connectivity solutions for IoT, click here.last_img read more

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Israel takes 2-1 advantage over Japan in Davis Cup

first_imgJonathan Erlich and Andy Ram gave Israel a 2-1 lead over Japan with a victory in doubles in their Davis Cup World Group playoff tie at Ariake Colosseum on Saturday afternoon.Playing again in intense heat, the Israeli pair dropped the first set before reeling off the next three to post a 5-7, 6-3, 6-3, 6-1 victory over Tatsuma Ito and Yuichi Sugita in a contest that featured few extended rallies. GET THE BEST OF THE JAPAN TIMES IN FIVE EASY PIECES WITH TAKE 5center_img Israel’s strong play at the net and Japan service struggles in the final two sets proved to be the difference in the match, in which the visitors faced another significant obstacle.Ram suffered a serious injury to his right hip in the second set while going for a return and was forced to take an injury timeout, but chose to play on in the crucial tie.“I reached for a short ball and felt a stabbing pain in my hip,” said Ram. “I’m happy we are up 2-1 but disappointed and nervous about my injury.”Japan No. 1 Kei Nishikori, who was replaced by Ito in Friday’s first singles match due to a shoulder injury, may play in the reverse singles on Sunday as the host nation tries to come from behind and remain in the World Group for the second straight year. If Nishikori does play, he would face Israel No. 2 Dudi Sela.The second reverse singles match is slated to be Amir Weintraub and Go Soeda.“Sela was inspired by our victory today and will be confident if he plays Nishikori tomorrow,” said Israel captain Eyal Ran. “Dudi is one of the best Davis Cup players in Israel’s history. We will all be behind him.”Soeda beat Sela in Friday’s opening singles match, while Weintraub downed Ito in the second contest.Japan captain Toshiro Sakai knows that having Nishikori in the lineup on Sunday could decide matters.“We were hoping to be up 2-1,” he stated. “Being down 2-1 was not unexpected. We are hoping Nishikori can play tomorrow.”Japan broke Israel to open the doubles battle before the partisan crowd on hand.Israel broke back to take a 3-2 lead in the first set and the match was then temporarily suspended due to rain.Following a 30-minute delay, play resumed and stayed on serve until Japan broke to go up 6-5. Ito fired a nice return winner to earn Japan its second break point.Japan then took the set 7-5 behind a strong service game from Sugita.Erlich and Ram converted just one of their six break points in the first set.Israel broke to go up 3-1 in the second set and then took the injury timeout for Ram.Erlich and Ram converted several points at the net and clinched the set 6-3 in just 28 minutes to level the match.Israel kept the pressure on in the third set, breaking Japan twice and controlling play at the net.Japan had 13 unforced errors in the set.Israel raced to a 5-0 lead in the final set before Japan held serve at love, but it only staved off the inevitable, as Erlich and Ram completed the win 6-1 in the next game when Ito put a backhand into the net.“We showed our Davis Cup spirit today,” said Erlich. “We would have retired if this was a regular tour event. We put all of heart into it for our teammates.”Ito was clearly disappointed with the outcome on Saturday.“We had a very good first set,” he commented. “They started getting points with volleys at the net and we were not moving well.” last_img read more

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NPFL Round-Up: Crowd Violence Rears Ugly Head In Katsina, Enyimba, Akwa Suffer Shock Home…

first_imgAlthough they have been no independent corroboration of the fan violence, sources close to Kano Pillars said officials and players of the club were attacked.The League Management Company is yet to issue a statement on the incident presumably because they have yet to receive the full match reports of the referees and match delegate. Seun Adelani Yusuf shocked the hosts when he put Pillars in front after 34 minutes but Tasiu Lawal restored parity for the hosts a minute before halftime. United thought they had the lead in the 50th minute but former Pillars man Mannir Ubale’s effort was struck out for offside.13th placed Pillars are unbeaten now in 10 matches but have drawn eight times in that run.Elsewhere, acting Enyimba head coach Fatai Osho was handed a chastening debut in the league as the Aba Elephants were walloped 2-0 in Aba by bogey team Heartland FC.First-half goals from Sadiq Abubakar in the 30th minute and Enyimba loanee Chukwuemeka Obioma in added time after Stanley Dimgba had missed a penalty for the hosts left the Aba side in search of a first win over the Naze Millionaires since 2015.Table-toppers Lobi Stars fell to a controversial 2-1 defeat in Port Harcourt against Rivers United who moved level on points with the Makurdi side.United got off to a flyer when Nelson Esor put them ahead with just two minutes on the clock but defender John Lazarus levelled matters for Gbenga Ogunbote’s side in the 19th minute. There was an element of farce to the winner scored by Malachi Ohawume in the 75th with no one but the assistant referee having seen the ball cross the line.Third-placed Plateau United’s wobble continued as they lost 2-1 to Sunshine Stars in Akure to stretch their winless run to three games.Timileyin Ogunniyi and Fuad Ekelojuoti gave the hosts a two-goal lead at half-time before Uche Onwuasoanya pulled one back for the visitors in the 57th minute.In Lagos, defender Joshua Akpudje scored an unusual hat-trick as he bagged all the goals in MFM’s 2-1 victory over struggling Jigawa Golden Stars.Akpudje recovered from scoring a 30th-minute own goal to score twice more in the right goal as MFM grabbed all three points.It was a flurry of penalty kicks in Umuahia where Abia Warriors edged fellow Easterners FC Ifeanyiubah 2-1 at the Umuahia Township Stadium to move up to eighth.Jimoh Gbadamosi’s effort from the spot cancelled out Lukman Bello’s opener for the hosts, but the hosts missed the opportunity to take the lead when Jimoh Oni ballooned his spot-kick over the bar.The winning goal was however scored via a set-piece with Yakub Hammed curling home a free-kick with fifteen minutes left on the clock.Struggling Enugu Rangers grabbed a second league win in succession with a highly creditable victory at Warri Wolves to move off the foot of the table.Kelvin Itoya and Kenechukwu put the Flying Antelopes two goals up inside fifteen minutes before Charles Atsemene pulled one back for the hosts in the 41st minute.Despite seeing Kenechukwu Agu sent off the 60th minute, Salisu Yusuf’s side held on to claim a 2-1 win against Wolves who drop to 15th following a second straight loss.Alao Dambani scored either side of half-time as Kwara United handed Akwa United a shocking 2-0 defeat in Uyo to put a shuddering halt to Kennedy Boboye’s unbeaten run as manager of the Promise Keepers.In the early kick-off, 19th placed Adamawa United and 14th placed Wikki Tourists shared the spoils with the encounter ending in a goalless stalemate.Fifth-placed Dakkada FC hosts bottom side Nasarawa United in the round’s final fixture on Thursday.NPFL Matchday 15 FixturesAkwa United 0-2 Kwara United (Alao Danbani 26’, 49’)MFM 2-1 Jigawa Golden Stars (Joshua Akpudje 41’, 69’ – Joshua Akpudje 30’ (OG))Enyimba 0-2 Heartland(Sadiq Abubakar 30’, Chukwuemeka Obioma 45+1’)Sunshine Stars 2-1 Plateau United(Timileyin Ogunniyi 11’, Fuad Ekelojuoti 33’ – Uche Onwuasoanya 57’)Rivers United 2-1 Lobi Stars(Nelson Esor 2’, Malachi Ohawume 75′ – John Lazarus 19’)Katsina United 1-1 Kano Pillars(Tasiu Lawal 44’ – Seun Adelani Yusuf 34’)Abia Warriors 2-1 FC Ifeanyiubah(Lukman Bello 28’, Yakub Hammed 75’ – Jimoh Gbadamosi 55’ (PEN))Warri Wolves 1-2 Enugu Rangers(Charles Atsemene 41’ – Kelvin Itoya 3’, Kenechukwu Agu 14’)Adamawa United 0-0 Wikki TouristsRelatedNPFL: Rangers Cut Ugwu Loose, Obuh On Thin Ice, Plateau Utd Consolidate LeadNovember 25, 2019In “NPFl”NPFL Matchday 4 Roundup: Ifeanyiubah Continue Unbeaten Run as Abia Warriors Keep Fourth Clean SheetJanuary 24, 2019In “NPFl”NPFL: Ibom Derby Clubs Set New Decade Records as Plateau United Destroy Enyimba on MD12January 6, 2020In “NPFl” Violent scenes reportedly greeted full time at the Mohammed Dikko Stadium where home side Katsina United were held to a 1-1 draw by visiting Kano Pillars on Matchday 15 of the 2019/2020 Nigeria Professional Football League (NPFL).Unconfirmed pictures tweeted by Kano Pillars at full time depicted fans of the home side brandishing weapons as they went on a rampage as they protested the Sai Musa Gida’s temerity of picking up points in Katsina.last_img read more

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CSKA fans joke with Levski and CSKA 1948

first_imgCSKA fans do not stop joking with Levski and the newcomer to the elite CSKA 1948 in their forums and social networks.They recalled the words of Tsvetomir Naidenov that the team of Krassimir Balakov and the “blues” will fight for the title. The businessman wrote this as a joke on Facebook, after Ludogorets lost in the first round of the championship and CSKA drew with FC CSKA 1948. Then he wrote that he could never fall from CSKA, despite the fact that he played only with Bulgarians, some of whom were collected by the Second and Third Divisions.“They will fight, but not fall,” CSKA fans have fun and share the ranking in the First League. It shows that Levski is in 12th place with one point, and FC CSKA 1948 in 11th place with 2. Slavia also has one point, and Etar does not have one yet.last_img read more

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Grand Haven volleyball goes 2-1 on Saturday led by strong day from Mackenzie Gross

first_img × $8.97$19.99 Share Report a problem This item is… Other (169) Inappropriate / Offensive ENDS IN Etchings: The Traverse City Coloring Book for… Add Comments (Max 320 characters) Report a problem This item is… Add Comments (Max 320 characters) Inappropriate / Offensive Not relevant Displayed poorly × Ads by Amazon Wilson Soft Play Volleyball (EA) Inappropriate / Offensive (5911) DEAL OF THE DAY (13) Share $16.99 DEAL OF THE DAY Inappropriate / Offensive Add Comments (Max 320 characters) Ads by Amazon Mail ENDS IN Other Bestseller Not relevant Thank you! This will help us improve your ad experience. We will try not to show you such ads again. Not relevant Report a problem This item is… × Thank you! This will help us improve your ad experience. We will try not to show you such ads again. Shop Related Products Thank you! This will help us improve your ad experience. We will try not to show you such ads again. Not relevant ENDS IN Gross Anatomy Bestseller $3.99 × LocalSportsJournal.comThe Grand Haven volleyball team went 2-1 on Saturday at the Fruitport Quad, defeating Gull Lake and Western Michigan Christian but falling to Traverse City West.Mackenzie Gross paced the Buccaneers with 30 kills, 20 digs and five aces while Tessa Winkleman added 18 kills.Samantha Boeve had 73 assists for Grand Haven who moves to 9-5 overall on the season. DEAL OF THE DAY Other Today Mackenzie Will Be a Princess ENDS IN Thank you! This will help us improve your ad experience. We will try not to show you such ads again. DEAL OF THE DAY (6) Report a problem This item is… Displayed poorly Other Add Comments (Max 320 characters) $12.00 Bestseller Bestseller Displayed poorly 0 Displayed poorly Shareslast_img read more

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